Speak Conversational Cebuano

Effective Date: [March 1, 2020]

Welcome to Cebuano101! By accessing or using our website (https://www.cebuano101.com), products, or services, you agree to be bound by these Terms of Service. Please read them carefully.

1. Acceptance of Terms: By accessing this website or using any services provided by Cebuano101, you agree to comply with and be bound by these Terms. If you do not agree, please do not use our services.

2. Eligibility: Our services are intended for users who are at least 13 years old. If you are under this age, you may use Cebuano101 only with the involvement of a parent or guardian.

3. Description of Services: Cebuano101 provides language learning materials and resources including subscription boxes, downloadable content, online tutorials, and interactive tools. We reserve the right to modify or discontinue any part of our services at any time.

4. User Accounts: You may need to create an account to access certain features. You are responsible for maintaining the confidentiality of your account and password and for all activities under your account.

5. Payment & Billing: All purchases made through Cebuano101 are subject to our pricing and billing terms. Prices may change without notice. Subscriptions will automatically renew unless canceled before the next billing cycle. Cebuano101 complies with Philippine laws and the Department of Trade and Industry (DTI) rules for e-commerce, including transparent pricing, billing, and refund procedures.

6. Refunds and Returns: We follow the Consumer Act of the Philippines (R.A. 7394) regarding refunds, returns, and exchanges. If a product is defective or not as described, you may request a refund or replacement within 7 days of receipt. Digital products are non-refundable once accessed or downloaded unless proven defective.

7. Intellectual Property: All content on Cebuano101, including text, graphics, logos, and materials, is the property of Cebuano101 and protected by copyright laws. You may not reproduce, distribute, or create derivative works without our express written permission.

8. User ConductYou agree not to use the website for any unlawful purpose or in any way that could damage, disable, or impair the site or interfere with others' use.

9. Termination: We reserve the right to terminate or suspend your access to our services at our sole discretion, without notice, for conduct that violates these Terms or is harmful to other users or the integrity of our services.

10. Disclaimer and Limitation of Liability: Our services are provided "as is" and without warranties of any kind. Cebuano101 is not liable for any indirect, incidental, or consequential damages arising out of your use of our services.

11. Compliance with Philippine Laws: Cebuano101 operates in accordance with the E-Commerce Act of 2000 (R.A. 8792), Data Privacy Act of 2012 (R.A. 10173), and other applicable laws. We strive to provide secure and trustworthy online transactions.

12. Changes to Terms: We may update these Terms from time to time. Continued use of the website after changes constitutes your acceptance of the new Terms.

13. Governing Law: These Terms are governed by the laws of the Republic of the Philippines. Any disputes arising from these Terms will be handled in the appropriate courts of Cebu City.

14. Contact Us: For any questions about these Terms, please contact us at judycebuano101@gmail.com.